Interest free financing of your course!

The decision to invest in further development of your skills is an important step in life. To make it possible for more people to realize their dream of personal development, Hyper Island in cooperation with Human Finans offers favourable conditions for split payments.


About Human Finans

Since the start in 2004, the idea is to help people to invest in their own personal development and in their own or their pets health. Financial products and services are produced with Svea Bank as lender. The products are distributed in cooperation with carefully selected partners within private health care and education.


Our promises to you as customer


  • Honesty: What you see is what you get. No hidden interest rates or fees.
  • Simplicity: Our products and services are straightforward, easy to understand and apply. It is always easy to deal with us.
  • Fairness: We treat all people the same. The one that meets our conditions will all receive the same offer, regardless the amount of financing, fortune or income.

Human konto – a possibility of financing without interest.

You can choose to split your payment without interest in 1 month as invoice or payment without interest in 3, 6, 12, 24 months. If you prefer a longer plan of payment it is possible to split your payment in 36, 48, 60, 72 months but then with interest


Human konto can be paid/terminated in whole or in part whenever you want without any additional cost. You are welcome to call or mail us for counselling or application.


Calculate your monthly payment

Payment without interest, 1 month as invoice or payment without interest in 3, 6, 12, 24 months. Max. amount is 50 000 SEK.


Payment with interest 36, 48, 60, 72 months. Max amount is 100 000 SEK.

Interest rate 0%. Set up fee (395 kr) and monthly administrative fees (45 kr). Fees calculated on the loan amount 25 000 kr and the term of payment 12 months equals an effective yearly interest rate of 7,13%